
If you're a veteran, active-duty service member, or eligible spouse, you're in the right place to learn how a VA loan can help you achieve homeownership. Let's explore the details of this incredible benefit.




VA loans are a mortgage option available to veterans, active-duty service members, and eligible spouses, backed by the U.S. Department of Veterans Affairs. These loans offer favorable terms, including no down payment, no private mortgage insurance (PMI), and competitive interest rates.
Certificate of Eligibility (COE) from the VA
Satisfactory credit score
Sufficient income to meet monthly obligations
The home must be for personal occupancy





Find a Lender
Choose a VA-approved lender.
Obtain Your COE
Apply online through the VA, by mail, or through your lender.
Prequalify for Your Loan
Understand your budget and how much you can borrow.
House Hunt
Find your dream home with the confidence of VA backing.
Close on Your Loan
Complete the process and move into your new home!
The VA funding fee is a one-time payment required by law that helps keep the program running. It can be financed into the loan amount.
Yes, you can use the VA loan benefit multiple times as long as you meet the eligibility requirements each time.
You can apply for your COE through the VA’s eBenefits portal, by mail, or through your lender.

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