Unlock Your Dream Home with a VA Loan!

Discover the Benefits, Eligibility, and How to Get Started Today!

A Gateway to Homeownership for Veterans

If you're a veteran, active-duty service member, or eligible spouse, you're in the right place to learn how a VA loan can help you achieve homeownership. Let's explore the details of this incredible benefit.

How Can You Use a VA Loan?

Unlock the Benefits of Homeownership with a VA Loan

Buying a Home

Building a Home

Refinancing an existing mortgage

Making improvements to your home

Program Overview

VA loans are a mortgage option available to veterans, active-duty service members, and eligible spouses, backed by the U.S. Department of Veterans Affairs. These loans offer favorable terms, including no down payment, no private mortgage insurance (PMI), and competitive interest rates.

Basic Requirements

  • Certificate of Eligibility (COE) from the VA

  • Satisfactory credit score

  • Sufficient income to meet monthly obligations

  • The home must be for personal occupancy

Who is Eligible for a VA Loan?

Veterans who served in active duty

Active-duty service members

National Guard members and reservists

Surviving spouses of veterans

Steps to Get a VA Loan

  • Find a Lender

    Choose a VA-approved lender.

  • Obtain Your COE
    Apply online through the VA, by mail, or through your lender.

  • Prequalify for Your Loan

    Understand your budget and how much you can borrow.

  • House Hunt

    Find your dream home with the confidence of VA backing.

  • Close on Your Loan

    Complete the process and move into your new home!

Ready to Get Started?

Start your journey to homeownership with a VA loan today.

Frequently Asked Questions

What is the VA funding fee?

The VA funding fee is a one-time payment required by law that helps keep the program running. It can be financed into the loan amount.

Can I use a VA loan more than once?

Yes, you can use the VA loan benefit multiple times as long as you meet the eligibility requirements each time.

How do I get my Certificate of Eligibility (COE)?

You can apply for your COE through the VA’s eBenefits portal, by mail, or through your lender.

Get In Touch

Charlie Compass

NMLS# 2067336

12313

Copyright 2026 Compass Mortgage Team, NMLS #2324077 and Charlie Compass Loan Officer, NMLS #2067336. All Rights Reserved.

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